- Axminster: 01297 630700
- Seaton: 01297 626950
- Chard: 01460 269700
- Honiton: 01404 548050
In short yes you can, but depending on your personal situation it doesn’t have to be a top priority. Here’s why:
With interest rates at an all-time low there is always the possibility of rates increasing. That’s why many will see the advantage in either being able to repay their mortgage early or at least make overpayments towards the mortgage debt.
If you are on a fixed rate or tracker mortgage then there may be an early redemption penalty if you pay the mortgage off completely or go beyond permitted overpayments. Check and read your mortgage agreement carefully to avoid any additional charges.
If you have borrowed money for other purchases through loans or credit cards then consider paying these off before overpaying on your mortgage. Interest rates on loans and credit cards are commonly higher than those on mortgages so it makes sense to pay these off first.
If you are purchasing with the aid of a mortgage a survey or valuation will be needed. If you are not then it is strongly recommended to ensure the building you’re building is sound.
Depending on the nature of the property we would suggest three different types of survey:
Home Buyers Report – A Home Buyers Report is used by your mortgage lender to provide a value to the property, plus a rating on the buildings condition and energy efficiency. A Home Buyers Report won’t include a structural survey so older properties would need a building survey to spot any structural issues.
RICS condition report – An RICS condition report is a simpler, cheaper alternative to the Home Buyers Report and does not include a valuation.
Building Survey – A building survey is a full structural survey and provides a detailed report on the property’s structure and condition. It goes into further detail than a Home Buyers Report and can be adapted to suit particular requirements. Building surveys are very useful for older, listed buildings or if you plan to renovate or convert the property.
If you are a housing tenant of a council or ex-council property you may a right to purchase it from the landlord. Plus, the length of time you have spent as a tenant could lead to a discount of up to £75,000.00. The following tenants may qualify for the scheme;
• You are a secure tenant of a Right to Buy Landlord
• You have been a tenant for at least 5 years
• Your house or flat is self-contained
• Your house or flat is your only or principal home.
A Right To Buy Landlord is generally a District, County, Borough or London Borough Council or a non-charitable Housing Association who purchased the property from the Council at the time you were a tenant.
When planning your next house move, one of the most important decisions to make is choosing a solicitor for the conveyancing process.
Firstly, don’t feel that you have to use your estate agents’ in-house conveyancing service or another firm they recommend. Even if it may appear the simpler and easier option.
Don’t make your decision purely on price either, the mistakes made or details missed by a lower quality solicitor could end up costing you a lot more than the amount you saved at the start.
Choose a local firm of solicitors instead of larger remote telephone-based firms. Here you can have the support from a local expert who is more hands and easier to reach.
With banks and buildings societies lenders unwilling to lend 75% of a property’s value, taking the first step onto the property has increasingly become harder. As an alternative, parents of first-time buyers are lending or giving money to their children to use as a deposit, however there are parents’ implications must consider.
• If the money is being lent then this should be recorded in a formal document to prevent later confusion should circumstances change, for example; separation, death or simply the parents needing the money back
• Whether an outright gift, as an interest free loan or as an investment, there can be significant tax implications for lending money to your children
• If two or more buyers are entering a purchase with different amounts of money, agree at the outset what proportion of a property is owned by each partner with a legally valid document.
With residential properties, the Landlord and Tenant Act 1985 requires a new Landlord to inform Tenants of the transfer of the Landlords interest and the new Landlords name and address. The new landlord must give notice no later than the next rent payment day or if later, the date 2 months after the date of the transfer of ownership. Failure to give notice is a criminal offence and could lead to a fine on the new Landlord.
For commercial Leases, there is no Statutory obligation to inform the Tenants of a change of the Landlord, however it would be necessary to inform the tenant to avoid them paying the wrong landlord.
Shared ownership continues to be an attractive option for many people with the price of a home now unaffordable for many. However, there are potential cons worth considering.
Pros
• With shared ownership you have a lower cost of entry without the need for large deposits, once you take ownership you will pay a mixture of mortgage repayments and rent for the remaining value of the property.
• You have the option to buy further shares in the property (a process known as “staircasing”), you can buy up to the full 100% share of the property or continue to pay the same repayment amount.
• Shared ownership offers more people the chance to get on the property ladder. Plus it can be great way of living in more central urban locations, where properties commonly command higher prices.
Cons
• The conveyancing process for buying a shared ownership property is more complicated than a regular mortgage-based purchase, as a result it will usually involve higher legal fees due to its complexity.
• Although you may have a substantial share in the property, you will still be liable for 100% of the service charges for the maintenance of the building. These are often unpredictable and can rise steeply particularly in the case of blocks of flats.
• Shared ownership is a type of tenancy rather than the home ownership you have through a traditional mortgage. So, until you have bought 100% of the properties share you are not the full owner of the property.
The Help to Buy Scheme was introduced in 2013 by the UK Government as a way of stimulating new home sales. After initial success the scheme was extended in 2014 to include other properties.
The scheme consists of an equity loan open to both first-time buyers and other home movers on new build homes worth up to £600,000.00. The help to buy scheme is not eligible on second homes and cannot be used as a “buy to let”.
With the Help to Buy Equity Loan you will need to contribute at least 5% of the property price as a deposit and the Government will give you a loan for up to 20% of the price which they will pay directly to the developer. You will therefore, need a mortgage of up to 75% to cover the remainder of the purchase price.
There is a fee for the Help to Buy Equity Loan of 1.75%, however you will not be charged this for the first five years of owning your home. It is also worth noting this fee will increase every year by using the retail price index plus 1%.
Posted by Mark Carlisle on June 22nd 2021 in All .
WBW Solicitors LLP and Beviss & Beckingsale LLP are to merge on the 1st September 2021. WBW Solicitors have offices...
Read MorePosted by Amy Jackson on May 13th 2021 in DISPUTES AND CLAIMS.
A shortage of sites for travelling communities means that unauthorised encampments are not an uncommon sight. Trespass is generally a...
Read MorePosted by Zoe Gaitskell on May 4th 2021 in FAMILY.
It is not uncommon upon a divorce or relationship breakdown for a dispute to arise over whether monies received from...
Read MorePosted by Zoe Gaitskell on May 4th 2021 in FAMILY.
As a result of Covid-19 and the furlough scheme coming to end, the threat or reality of one spouse being...
Read MorePosted by Brian Maxwell on February 12th 2021 in AGRICULTURAL AND RURAL AFFAIRS.
On 9 February 2021, Farming Minister Victoria Prentis MP announced the opening of a new and improved Countryside Stewardship (CS)...
Read MorePosted by Brian Maxwell on February 12th 2021 in AGRICULTURAL AND RURAL AFFAIRS.
On 2 February 2021, the European Commission launched a consultation on a new EU Soil Strategy. The consultation seeks views...
Read MorePosted by Mark Carlisle on February 12th 2021 in AGRICULTURAL AND RURAL AFFAIRS.
The Rural Payments Agency has announced the key dates timeline for the Basic Payment Scheme (BPS), Countryside Stewardship (CS) and...
Read MorePosted by Mark Carlisle on December 4th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
The government published a roadmap, Path to Sustainable Farming, on 30 November 2020. The roadmap is an agricultural transition plan,...
Read MorePosted by Mark Carlisle on December 4th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 30 November 2020, the Department for Environment, Food and Rural Affairs (Defra) has published a policy paper, Multi annual...
Read MorePosted by Mark Carlisle on December 4th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 30 November 2020, the Rural Payment Agency (RPA) has launched a consultation on the operation of the Basic Payment...
Read MorePosted by Brian Maxwell on November 13th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 11 November 2020, the Agriculture Act 2020 (AA 2020) received royal assent.
The Agriculture Bill 2019-21 was published on 16...
Read MorePosted by Mark Carlisle on July 10th 2020 in All .
On 8 July 2020, the Chancellor of the Exchequer, Rishi Sunak, delivered the Summer 2020 Economic Update (update). The update...
Read MorePosted by Brian Maxwell on June 5th 2020 in All .
The Ministry of Housing, Communities and Local Government (MHCLG) has published guidance on electrical safety standards in the private rented...
Read MorePosted by Mark Carlisle on May 5th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
PUBLIC RIGHTS OF WAY – COVID 19
There has been a significant level of discussion on social media and other media...
Read MorePosted by Lisa De-La-Hunty on April 24th 2020 in WILLS, TRUSTS AND ESTATES.
The current coronavirus pandemic has seen an increase in people wanting to get their affairs in order. As the seriousness of...
Read MorePosted by Mark Ollier on April 17th 2020 in SERVICES FOR BUSINESSES.
The Government has now brought the Coronavirus Act 2020 into force. This Act implements a number of temporary changes to...
Read MorePosted by Frances Griffiths on April 8th 2020 in MOVING HOUSE.
Many of our clients are extremely anxious about the situation relating to their home move or in the case of...
Read MorePosted by Mark Ollier on March 24th 2020 in All .
Coronavirus/COVID 19
Due to the latest update from the government from Tuesday 24th March our offices will be closed.
Our teams are...
Read MorePosted by Mark Ollier on March 19th 2020 in All .
Coronavirus/COVID 19 - UPDATE 19th March 2020
As the coronavirus continues to develop and with the latest news that the schools...
Read MorePosted by Brian Maxwell on March 2nd 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 25 February 2020, NFU President Minette Batters in the opening speech to the NFU's annual conference in Birmingham, challenged...
Read MorePosted by Mark Ollier on February 6th 2020 in COMMERCIAL PROPERTY, MOVING HOUSE.
Changes are likely to take place in this legislation over the next few weeks but it is worthwhile restating what...
Read MorePosted by Mark Carlisle on January 24th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
The government published the Countryside Stewardship (England) Regulations (SI 2020/41) on 22 January 2020. The Regulations allow the Countryside Stewardship...
Read MorePosted by Mark Carlisle on January 24th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 17 January 2020, the government provided an update on its Ash Archive initiative. The initiative, which was aimed at...
Read MorePosted by Mark Carlisle on January 24th 2020 in AGRICULTURAL AND RURAL AFFAIRS.
On 20 January 2020, the government has funded £1.2 million to village halls in England for these communities to make...
Read MorePosted by Emma Northover on January 20th 2020 in DISPUTES AND CLAIMS.
It is an unusual situation when the order of two deaths becomes so relevant but, in the case of Scarle...
Read MorePosted by Richard Glanville on October 28th 2019 in AGRICULTURAL AND RURAL AFFAIRS, COMMERCIAL PROPERTY, MOVING HOUSE.
Septic tanks that discharge to surface waters in England should be upgraded or replaced by 1 January 2020.
The Environment Agency...
Read MorePosted by Sanjeev Harash on October 21st 2019 in MOVING HOUSE.
Giving large sums of money as a gift, whether for a young person to buy a home or to a...
Read MorePosted by Mark Carlisle on September 30th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
Natural England has licensed and authorised 11 new badger control areas to begin operations within High Risk and Edge areas...
Read MorePosted by Katrina Short on September 26th 2019 in MOVING HOUSE.
When selling a property, it is important to establish at the offset if the Land Registry title plan, or title...
Read MorePosted by Mark Carlisle on September 25th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
Beviss & Beckingsale are delighted to support the Shute Festival which was established in 2016 to bring inspirational speakers to this beautiful...
Read MorePosted by Mark Carlisle on September 25th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
A sheep farmer in Devon has been granted a restraining order at Poole Magistrates' Court against a woman who describes...
Read MorePosted by Emma Northover on September 23rd 2019 in AGRICULTURAL AND RURAL AFFAIRS, DISPUTES AND CLAIMS.
The recent cases on Proprietary Estoppel have once again brought this unusual topic into the news. In these recent cases,...
Read MorePosted by Mark Carlisle on August 30th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
Natural England have acted to prosecute a farmer for damage to a SSSI
The farmer had created a track, undertaken significant...
Read MorePosted by Mark Ollier on August 23rd 2019 in MOVING HOUSE.
The Daily Telegraph reported in April 2019 that local authorities had been granted approval by the Civil Aviation Authority to...
Read MorePosted by Mark Ollier on August 22nd 2019 in MOVING HOUSE.
In modern housing estates, the use of estate rentcharges has been a popular trend over the last 2 decades. For...
Read MorePosted by Brian Maxwell on August 9th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
The Department for Environment, Food and Rural Affairs (Defra) has published information about two Countryside Stewardship grants.
The facilitation fund grant...
Read MorePosted by Mark Carlisle on August 9th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
Secretary of State at the Department of the Environment, Food and Rural Affairs (Defra), Teresa Villiers, attended Countryfile Live on...
Read MorePosted by Benitia Knowles-Wright on August 9th 2019 in FAMILY.
You may have heard ‘Parental Responsibility’ or ‘Parental Rights’ but often, when a family relationship is functioning, they are not...
Read MorePosted by Benitia Knowles-Wright on August 9th 2019 in FAMILY.
A Special Guardianship Order (SGO) is a Court Order appointing someone other than a child's parent to be there "special...
Read MorePosted by Mark Carlisle on August 5th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
If the right of way in question is adpoted highway, then the highway authority will be responsible for its maintenance and...
Read MorePosted by Mark Carlisle on July 11th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
A huge well done to Tom Palmer from Colyford who was the winner of our competition at the recent Axe...
Read MorePosted by Mark Carlisle on June 21st 2019 in AGRICULTURAL AND RURAL AFFAIRS.
On 19th June 2019, the government has confirmed that farmers and land managers in Environmental Stewardship (ES) and Countryside Stewardship...
Read MorePosted by Mark Ollier on June 20th 2019 in MOVING HOUSE.
On the 11th June this year the Competition and Markets Authority or CMA announced an investigation into a potential breaches...
Read MorePosted by Mark Ollier on June 20th 2019 in MOVING HOUSE.
Those involved in the rented sector should note that on residential tenancies, with effect from the 1st June 2019 there...
Read MorePosted by Paul Watkins on June 14th 2019 in WILLS, TRUSTS AND ESTATES.
Bereaved families who are suffering the loss of a loved one are now having to deal with the pain of...
Read MorePosted by Mark Carlisle on June 3rd 2019 in AGRICULTURAL AND RURAL AFFAIRS.
On 20 May 2019, the Department for Environment, Food and Rural Affairs (Defra) has published guidance on stopping, disposing and...
Read MorePosted by Mark Carlisle on April 26th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
On 25 April 2019, Natural England is revoking three general licences for controlling 16 species of wild birds, following a...
Read MorePosted by Natalie Tonkin on April 26th 2019 in POWERS OF ATTORNEY AND THE COURT OF PROTECTION, WILLS, TRUSTS AND ESTATES.
Labelled a “steal tax” by critics, the current flat fee of £215 (or £155 if applying through a solicitor) for...
Read MorePosted by Natalie Tonkin on April 26th 2019 in WILLS, TRUSTS AND ESTATES.
From 6 April 2017, the Residence Nil Rate Band (“RNRB”) is available for estates of people who leave the interest...
Read MorePosted by Natalie Tonkin on April 26th 2019 in WILLS, TRUSTS AND ESTATES.
The new General Data Protection Regulations (“GDPR”) were introduced on 25 May 2018 and is the most important change in...
Read MorePosted by Mark Ollier on April 17th 2019 in MOVING HOUSE.
Prior to the 2008 credit crunch interest-only mortgages were popular with borrowers who often failed to take fully into account...
Read MorePosted by Mark Ollier on April 17th 2019 in DISPUTES AND CLAIMS, MOVING HOUSE.
Equity Release is now receiving more scrutiny as its popularity increases. More popular than ever, 10 years ago one would...
Read MorePosted by Mark Ollier on April 17th 2019 in COMMERCIAL PROPERTY, DISPUTES AND CLAIMS, MOVING HOUSE.
The news that the Government is thinking of planning on heavily amending Landlord’s rights to serve Section Notices on tenants...
Read MorePosted by Mark Carlisle on March 29th 2019 in AGRICULTURAL AND RURAL AFFAIRS.
On 21 March 2019, Ofgem published Feed-in Tariffs: Essential guide to closure of the scheme. This guidance explains Ofgem's administration...
Read MorePosted by Mark Ollier on January 10th 2019 in DISPUTES AND CLAIMS.
One or two recent cases have emphasised that legal action can be taken against neighbours where the impact of the...
Read MorePosted by Mark Ollier on January 10th 2019 in COMMERCIAL PROPERTY, DISPUTES AND CLAIMS, MOVING HOUSE.
Notices regarding change of ownership of rented properties - Tenants are not always aware that the identity of their Landlord...
Read MorePosted by Zoe Gaitskell on December 21st 2018 in FAMILY.
Resolution - First for Family Law
Relationship breakdown is devastating, but it doesn't have to be a battle. There is a...
Read MorePosted by Zoe Gaitskell on December 20th 2018 in FAMILY.
Women & Pensions on Divorce
Reports have shown that:
48% of women have no idea what happens to pensions on divorce;
27% of...
Posted by Mark Ollier on December 7th 2018 in All , MOVING HOUSE.
Energy Performance Certificates When Letting Residential Property
Landlords should by now be familiar with the requirement to have a valid Energy...
Read MorePosted by Mark Carlisle on November 19th 2018 in AGRICULTURAL AND RURAL AFFAIRS.
Government under pressure to provide bridging finance for BPS payments
The Rural Payments Agency (RPA) has confirmed it remains fully focused...
Read MorePosted by Mark Carlisle on November 19th 2018 in AGRICULTURAL AND RURAL AFFAIRS.
Government TB strategy review
The government’s 25 year bovine tuberculosis (TB) strategy, led by Sir Charles Godfray, has been published on...
Read MorePosted by Mark Carlisle on November 12th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
Poultry (including game birds): registration rules
The Department for Environment, Food and Rural Affairs (Defra) has published guidance for poultry including...
Read MorePosted by Mark Ollier on October 30th 2018 in All , DISPUTES AND CLAIMS.
Some of us in the South West have endured the anguish of being stranded on an unlit road in the dark...
Read MorePosted by Mark Ollier on October 24th 2018 in AGRICULTURAL AND RURAL AFFAIRS.
Asian hornet: UK sightings in 2018
The government has confirmed that there have been 13 confirmed sightings of the Asian hornet...
Read MorePosted by Mark Ollier on October 17th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All , COMMERCIAL PROPERTY, DISPUTES AND CLAIMS, FAMILY, MOVING HOUSE, POWERS OF ATTORNEY AND THE COURT OF PROTECTION, SERVICES FOR BUSINESSES, WILLS, TRUSTS AND ESTATES.
Choosing a Solicitor?
As a regular subscriber to Which magazine, I was immensely gratified to see the booklet enclosed which their...
Read MorePosted by Mark Carlisle on September 10th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The Tenant Farmers Association (TFA) has joined with the National Farmers Union (NFU)in challenging Defra into greater proactivity to address...
Read MorePosted by Mark Carlisle on August 29th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The government is to publish a series of notes advising people and businesses how to protect themselves from the potential...
Read MorePosted by Zoe Gaitskell on August 7th 2018 in All , FAMILY.
Divorce has recently made the headlines when the Supreme Court ruled that Mrs Owens was not entitled to divorce her...
Read MorePosted by Mark Ollier on August 2nd 2018 in All , COMMERCIAL PROPERTY.
Having agreed that you want to take on new commercial premises, you need to think next about the length of...
Read MorePosted by Mark Carlisle on August 2nd 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
On 11 July 2018, Tomlinson's Dairies Limited was fined £200,000 and ordered to pay costs of £4,267.20 to the Health...
Read MorePosted by Mark Carlisle on July 3rd 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The Department for Environment, Food and Rural Affairs (Defra) has announced plans for a review and potential expansion of the...
Read MorePosted by Mark Ollier on July 2nd 2018 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
We have seen a recent trend where both Landlords and Tenants attempt to negotiate and complete new commercial leases especially...
Read MorePosted by Mark Carlisle on June 12th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The 2018 National Rural Crime Survey, of crime and anti-social behaviour in rural communities across England and Wales, is now...
Read MorePosted by Mark Ollier on May 21st 2018 in All , COMMERCIAL PROPERTY.
Landlords should consult with residential leaseholders before either carrying out works above a certain value to a building, or entering...
Read MorePosted by Mark Ollier on May 21st 2018 in All , COMMERCIAL PROPERTY.
New angles to the GDPR legislation arise every week. One of the issues affecting the property market is the role...
Read MorePosted by Katrina Short on May 11th 2018 in All , MOVING HOUSE.
Buying a new property is a very exciting time, whether you are a first-time buyer or a seasoned house purchaser,...
Read MorePosted by Mark Carlisle on May 11th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The government has launched a call for evidence for a potential ban on the live export of animals for slaughter...
Read MorePosted by Mark Carlisle on May 10th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
The government is committed to eradicating bovine TB and sees badger culling as central to that policy, as highlighted in...
Read MorePosted by Mark Carlisle on April 20th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All .
Basic Payment Scheme deadline looms
The application deadline for the Basic Payment Scheme (BPS) 2017 is midnight on 15 May 2018....
Read MorePosted by Mark Ollier on February 13th 2018 in AGRICULTURAL AND RURAL AFFAIRS, All , COMMERCIAL PROPERTY, MOVING HOUSE.
As you may be aware, Japanese Knotweed is an invasive species in the UK, which although superficially attractive, causes major...
Read MorePosted by Emma Northover on January 29th 2018 in All , DISPUTES AND CLAIMS.
The excesses and expense of boundary disputes never seem too far away from our national press. Often we scoff at...
Read MorePosted by Mark Ollier on October 12th 2017 in All , COMMERCIAL PROPERTY, MOVING HOUSE, SERVICES FOR BUSINESSES.
The next 12 months will be a challenging time for buy-to-let investors as tax changes take effect, the stamp duty...
Read MorePosted by Emma Northover on April 7th 2017 in All , DISPUTES AND CLAIMS.
Emma Northover, a Partner in the Litigation Department, and her Senior Solicitor colleague, Stephen Fisher Crouch, are both recognised as...
Read MorePosted by Robert Mitchell on February 20th 2017 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION.
Robert Mitchell, one of Beviss & Beckinsale's Private Client Solicitors based at our Honiton Branch, has been writing about making...
Read MorePosted by Emma Northover on December 20th 2016 in All , DISPUTES AND CLAIMS, WILLS, TRUSTS AND ESTATES.
Wills which do not make reasonable provision for family members – Court Case in progress
This week the Supreme Court will...
Read MorePosted by Mark Ollier on December 20th 2016 in All .
Emails – curse of the modern legal world?! – so say the Judges
Judges should be able to prevent litigants in...
Read MorePosted by Zoe Gaitskell on December 20th 2016 in All , FAMILY.
Divorce rate continues its downward trend
There were 111,169 divorces in England and Wales in 2014, a decrease of 3.1% compared with...
Read MorePosted by Mark Carlisle on November 15th 2016 in AGRICULTURAL AND RURAL AFFAIRS, All .
Introduction
If you are considering allowing horses onto your land it is important to seek legal and tax advice. You should...
Read MorePosted by Richard Glanville on October 20th 2016 in All , MOVING HOUSE.
Shared ownership continues to be an attractive option for many people with the price of a home now unaffordable for...
Read MorePosted by Mark Ollier on October 20th 2016 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
A Tribunal case has been reported about using a residential flat for Airbnb accommodation. In this case a Lease contained...
Read MorePosted by Mark Ollier on July 19th 2016 in All , MOVING HOUSE.
Where a bank allowed mortgage debtors to sell their family home to pay off part of their debts and buy...
Read MorePosted by Victoria Emmett on July 4th 2016 in All , DISPUTES AND CLAIMS, WILLS, TRUSTS AND ESTATES.
In a case that is being keenly followed by the charity sector, a disputed will has recently been sent to...
Read MorePosted by Mark Ollier on March 16th 2016 in All , MOVING HOUSE.
The government first announced higher rates of stamp duty on the purchase of additional residential properties in last year’s autumn...
Read MorePosted by Mark Ollier on October 8th 2015 in All .
In what is believed to be the first conviction for “lane hogging”, a van driver was recently fined £500 and...
Read MorePosted by Mark Ollier on October 8th 2015 in All .
In a recent judgement in the Court of Appeal, it was ruled that an employer was entitled to withhold one...
Read MorePosted by Mark Ollier on October 8th 2015 in All .
The government has launched a new information service for victims of crime. The service will mean, for the first time,...
Read MorePosted by Emma Northover on October 8th 2015 in All , DISPUTES AND CLAIMS.
Some important new rules have been introduced concerning Assured Shorthold Tenancy Agreements (ASTs)for residential properties. These rules came into force...
Read MorePosted by Emma Northover on August 12th 2015 in All , DISPUTES AND CLAIMS.
A woman recently won damages on behalf of her son for injuries sustained at his birth as a result of...
Read MorePosted by Mark Ollier on August 12th 2015 in All .
The Court of Appeal recently found that an employer was not liable for the severe injuries caused by an employee...
Read MorePosted by Mark Ollier on August 12th 2015 in All .
The courts recently ruled that when the directors of a company involved it in fraudulent transactions, the company was not...
Read MorePosted by Mark Ollier on May 26th 2015 in All .
A new law has come into force which removes the £5,000 cap that used to limit the maximum fines magistrates...
Read MorePosted by Mark Ollier on May 26th 2015 in All .
A new digital service will allow people charged with minor motoring offences to make a plea online at a time...
Read MorePosted by Mark Ollier on May 26th 2015 in All , MOVING HOUSE.
UK owners of property owned in Europe can sleep a little easier tonight after two key decisions in relation to...
Read MorePosted by Mark Ollier on March 23rd 2015 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION, WILLS, TRUSTS AND ESTATES.
A number of changes are being made to Pension Tax rules to reflect the great flexibility individuals will have to...
Read MorePosted by Mark Ollier on March 23rd 2015 in All .
June 2015 is one of the dates after which firms (in this case with fewer than 50 workers) will begin...
Read MorePosted by Mark Ollier on March 23rd 2015 in All .
Almost all Judges in England and Wales believe that their working conditions have worsened over the past 5 years, the...
Read MorePosted by Mark Ollier on March 23rd 2015 in All , MOVING HOUSE.
The number of houses being built in the UK fell during the final 3 months of 2014, the first such...
Read MorePosted by Mark Ollier on March 23rd 2015 in All .
The Law Society of Ireland has announced that female Irish Solicitors now outnumber Irish male Solicitors practising in the Republic.
Our...
Read MorePosted by Mark Ollier on March 23rd 2015 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
We are certain that all of our clients are now familiar with the requirement to provide an Energy Performance Certificate...
Read MorePosted by Mark Ollier on February 23rd 2015 in All , MOVING HOUSE.
We advise all of our clients who are purchasing properties to visit the property on the ground with the Land...
Read MorePosted by Mark Ollier on February 16th 2015 in All .
Heading towards the depths of winter prompts me to write on the subject of flooding. Law Society guidance highlights the...
Read MorePosted by Mark Ollier on February 11th 2015 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
There is a new case on landlords repairing obligations that you need to know about. Edwards v Kumarasamy.
Mr Edwards was...
Read MorePosted by Victoria Emmett on February 11th 2015 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION, WILLS, TRUSTS AND ESTATES.
HM Courts & Tribunal Service have made available for public viewing 41 million wills which date back to 1858. You...
Read MorePosted by Mark Ollier on February 9th 2015 in All , COMMERCIAL PROPERTY, MOVING HOUSE, SERVICES FOR BUSINESSES.
All letting agents and property managers need to know that from 1 October 2014, you must belong to one of...
Read MorePosted by Mark Ollier on February 2nd 2015 in All , MOVING HOUSE.
If you are a Landlord of a property where you took a deposit and the tenancy went “periodic” before the...
Read MorePosted by Mark Ollier on January 26th 2015 in All .
More than 80% of clients seeking helping from Citizens Advice say they would be put off going to an Employment...
Read MorePosted by Zoe Gaitskell on January 19th 2015 in All , FAMILY.
The growing volume of what are called “litigants in person” has been politically sensitive since much of Family Law was...
Read MorePosted by Frances Griffiths on September 30th 2014 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
In a case which underlines the need for both full and accurate disclosure of potential liabilities when selling a business,...
Read MorePosted by Victoria Emmett on September 30th 2014 in All , WILLS, TRUSTS AND ESTATES.
It is not a well known fact that, beneficiaries of a will or intestacy can alter or rearrange the deceased...
Read MorePosted by Mark Ollier on September 30th 2014 in All , MOVING HOUSE.
With interest rates still at an all time low but with the possibility of increases in interest rates likely over...
Read MorePosted by Liz Heron on September 30th 2014 in All , WILLS, TRUSTS AND ESTATES.
I haven’t got a Will – what happens when I die?
It is estimated that in the UK only one in three adults have...
Read MorePosted by Mark Carlisle on September 30th 2014 in All , COMMERCIAL PROPERTY, SERVICES FOR BUSINESSES.
Paying for commercial premises often represents the lion’s share of operating costs for most new businesses. Not many new businesses...
Read MorePosted by Victoria Emmett on September 30th 2014 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION, WILLS, TRUSTS AND ESTATES.
At Beviss & Beckingsale we are always asking our clients how they feel we can improve our services and, yes,...
Read MorePosted by Emma Northover on September 30th 2014 in All , DISPUTES AND CLAIMS, POWERS OF ATTORNEY AND THE COURT OF PROTECTION.
There is always the temptation in life to try and save money but equally, there is the well known saying,...
Read MorePosted by Victoria Emmett on May 27th 2014 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION.
The door appears to have finally slammed shut on a family’s attempt to obtain Business Property Relief (BPR) from Inheritance...
Read MorePosted by Mark Ollier on May 7th 2014 in All , MOVING HOUSE.
Do you have a Right to Buy your home and obtain a discount of up to £75,000?
The Government’s Right to...
Read MorePosted by Emma Northover on April 24th 2014 in All , DISPUTES AND CLAIMS.
The Court of Protection is the part of the Court which is designated with the task of looking after the...
Read MorePosted by Frances Griffiths on April 2nd 2014 in All , MOVING HOUSE.
Making improvements (particularly to improve energy efficiency) to your home can add value but in some cases failure to obtain...
Read MorePosted by Zoe Gaitskell on April 2nd 2014 in All , FAMILY.
A pre-nuptial agreement is a contract entered into between two people prior to their marriage confirming how their assets will...
Read MorePosted by Liz Heron on April 2nd 2014 in All , WILLS, TRUSTS AND ESTATES.
We are often asked to prepare Lasting Powers of Attorney on behalf of clients. However, it can also be a daunting...
Read MorePosted by Zoe Gaitskell on February 12th 2014 in All , FAMILY.
It is a fundamental principle of company law that a company has a separate legal personality from its members. People therefore...
Read MorePosted by Mark Carlisle on February 12th 2014 in All , COMMERCIAL PROPERTY.
What is a Break Clause?
A break clause allows either a Landlord or a Tenant (normally the Tenant) to bring a...
Read MorePosted by Victoria Emmett on February 12th 2014 in All , WILLS, TRUSTS AND ESTATES.
It is reported that there has been an increase in the number of families facing an inheritance tax bill on...
Read MorePosted by Victoria Emmett on February 12th 2014 in All , WILLS, TRUSTS AND ESTATES.
The England & Wales Court of Appeal has ordered that a clerical error in the signing of Wills by a...
Read MorePosted by Mark Ollier on February 12th 2014 in All .
An application for change of use of a property from agricultural to residential was recently turned down because the applicant...
Read MorePosted by Liz Heron on December 18th 2013 in All , WILLS, TRUSTS AND ESTATES.
Although for most of us there is truth in the saying that “Charity begins at Home”, many of our clients...
Read MorePosted by Mark Ollier on November 8th 2013 in All , SERVICES FOR BUSINESSES.
One of the hallmarks of the last few years has been the enthusiasm of clients to purchase or start new businesses...
Read MorePosted by Paul Watkins on October 25th 2013 in All , POWERS OF ATTORNEY AND THE COURT OF PROTECTION, WILLS, TRUSTS AND ESTATES.
In the summer of 2010 Mrs B was admitted to hospital following a fall in which she suffered a fractured...
Read MorePosted by Victoria Emmett on September 6th 2013 in All , WILLS, TRUSTS AND ESTATES.
High care home fees risk leaving the elderly with little or nothing to bequeath to loved ones in their wills,...
Read MorePosted by Zoe Gaitskell on September 6th 2013 in All , FAMILY.
Changes in private family law proceedings in respect of children are in the process of being made which are intended...
Read MorePosted by Zoe Gaitskell on September 6th 2013 in All , FAMILY.
Newly-divorced parents should take care when taking their children abroad on summer holidays warns our Partner Zoe Gaitskell. “Parents could...
Read MorePosted by Mark Ollier on September 6th 2013 in All , DISPUTES AND CLAIMS.
An employer who required her live-in housekeeper to not get pregnant has been ordered by an Employment Tribunal to pay...
Read MorePosted by Mark Ollier on August 29th 2013 in All , COMMERCIAL PROPERTY.
A recent study by the Electrical Safety Council (ESC), ‘Landlords Risking Lives and Livelihoods By Ignoring Electrical Safety’, that was...
Read MorePosted by Mark Ollier on August 29th 2013 in All , COMMERCIAL PROPERTY, MOVING HOUSE.
There is no doubt that the Government’s Help to Buy Scheme is promoting a great deal of activity in new...
Read MorePosted by Frances Griffiths on August 20th 2013 in All , MOVING HOUSE.
In the current difficult economic times and with the unwillingness of most banks and buildings societies to loan much more...
Read MorePosted by Emma Northover on July 23rd 2013 in All , DISPUTES AND CLAIMS.
Everyone knows that it is important to make a Will and to keep it under review but like catching up...
Read MorePosted by Mark Ollier on July 3rd 2013 in All , DISPUTES AND CLAIMS, SERVICES FOR BUSINESSES.
The high profile dispute involving the winner of the popular TV show “The Apprentice” highlights how important it is to...
Read MorePosted by Victoria Emmett on July 3rd 2013 in All , WILLS, TRUSTS AND ESTATES.
A major principle, on which the legal system in England and Wales relies, is that any communication between a client...
Read MorePosted by Frances Griffiths on July 3rd 2013 in All , MOVING HOUSE.
Unoccupied and unfurnished property – the current 100% exemption for up to 6 months has been abolished. Instead you will get...
Read MorePosted by Frances Griffiths on July 3rd 2013 in All , COMMERCIAL PROPERTY, MOVING HOUSE.
In June 2013, the agreement between the insurance industry and the Government, “The Flood Insurance Statement Of Principles Agreement” will...
Read MorePosted by Mark Ollier on July 3rd 2013 in All , COMMERCIAL PROPERTY.
When a Landlord wants to carry out works and the cost of completing them will be charged to the Tenants...
Read MorePosted by Victoria Emmett on November 12th 2012 in All , WILLS, TRUSTS AND ESTATES.
Dealing with the death of a relative is stressful enough, without the added stress of a long drawn out winding-up...
Read MorePosted by Mark Ollier on August 9th 2012 in All , MOVING HOUSE.
Lying to the east of Exeter beyond Whimple lie green fields upon which a gigantic construction project is altering the...
Read MorePosted by Mark Ollier on July 31st 2012 in All , MOVING HOUSE.
Should the law just be about solving problems and dealing with the bad things in life, or should it also...
Read MorePosted by Mark Ollier on June 6th 2012 in All , COMMERCIAL PROPERTY, MOVING HOUSE.
Do I need a survey?
Your home is probably the most expensive and important purchase you
will every make and...
Posted by Mark Ollier on May 10th 2012 in All , DISPUTES AND CLAIMS, MOVING HOUSE.
When a plan is attached to a conveyance, it is often marked ‘for identification purposes only’ in order to ensure...
Read MorePosted by Emma Northover on June 10th 2011 in All , DISPUTES AND CLAIMS.
A loved one has died, but left you nothing. Can you do something about it? Maybe. The will might be...
Read MorePosted by Zoe Gaitskell on August 17th 2010 in All , FAMILY.
Collaborative family law is a new approach to negotiating and settling issues arising predominately from divorce or family separation. Its...
Read MorePosted by Mark Carlisle on January 18th 2010 in AGRICULTURAL AND RURAL AFFAIRS, All .
Ever thought about the land under your feet? Do you know the history of the land surrounding your house? More...
Read MorePosted by Mark Ollier on February 26th 2009 in All , MOVING HOUSE.
In the current difficult economic times and with the unwillingness of most banks and buildings societies to loan much more...
Read More